Why am i always getting mail for lower mortgage rates on house? are these scams or just gimmicks to

they are mostly scams, your mortgage company, the title company, and god knows who else is busy selling all your personal information to anyone willing to pay for it. It took me months after notifying all the players not to sell my name for those cheesy offers to stop.

Why am i always getting mail for lower mortgage rates on house? are these scams or just gimmicks to get you?

spam, delete them

I always get them, ones for magic ***** pills, ones for prescription drugs, you name it I have goten it as spam lol

Why am i always getting mail for lower mortgage rates on house? are these scams or just gimmicks to get you?

Both.

Many scams are involved through the internet. If they seem more interested in your Name, Address and Bank account number; high probability of a scam. Sometimes they promise a good rate for %26quot;good people with bad credit%26quot;. There is ALWAYS a catch.

Something that sounds too good, probably is!

Most reputable companies are interested in your credit report more than personal details. Don%26#039;t EVER give anyone your bank account # over the internet.

Its best to contact the company and then get a snail mailed report from them before divulging SS# or Bank #%26#039;s.

Why am i always getting mail for lower mortgage rates on house? are these scams or just gimmicks to get you?

Regular mailings are usually legit but e-mails are generally companies that %26quot;bait and switch%26quot; by advertising super low rates that the general consumer does not qualify for. The rates you see on TV and these %26quot;adverts%26quot; that we call them are for people with over 750 credit scores, less than 80% loan to value and debt to income rations less than 32%. If you are interested in finding out what you qualify for see a regular mortgage broker or you local bank for best possible rates.

Why am i always getting mail for lower mortgage rates on house? are these scams or just gimmicks to get you?

I am a mortgage specialist. These ARE NOT mostly scams. Many of them are probably quite legit. Be aware that there %26quot;could be%26quot; some scams included in the mailings, but I am unaware of any scams in this form. You also get mailings for grocery store specials, insurance offers, hardware store promotions, restaurant coupons, home improvement contracting. Are all these scams also? The mortgage business is extremely competitive. All kinds of companies send you these mailings because they are trying to earn your business. No more, no less.