Which month historically is associated with low mortgage rates?

Although the past rates won%26#039;t predict future rates, Freddie Mac does keep this type of data on their web site. For a historical review (back to 1971) of interest rates averaged by month, visit this link: http://www.freddiemac.com/pmms/pmms30.ht...

Which month historically is associated with low mortgage rates?

Mortgage rates are not like the stock market, they tend to flow with whether or not the Fed cuts or raises rates and the fed doesn%26#039;t tend to do this seasonally.

I mean the winter months are certainly the slowest in terms of house sales so if anything maybe you could get a slightly better deal then, but I just don%26#039;t think mortgage rates work that way. I suspect this is simply not a seasonal thing (more dependant on how the economy is going and whether the fed want to speed it up or slow it down).